Annuities with long term care riders or deferred annuities can be an alternative to long term care insurance potentially providing tax free money when used for long term care long term care. You do have alternatives for your own long term care insurance solution this book is designed to educate you about what to do before you become ill or when you become seriously ill or disabled what you should do we urge you to consider how you will meet long term care needs for yourself and your family. A long term care insurance policy can help you financially prepare for a time when you might not be able to take care of your own basic needs including eating bathing and dressing among people . Sit back relax and lets explore some of little known alternatives to long term care insurance but first well explain what long term care is in the first place well also explore your odds . Long term care benefits could pay out for up to six years at up to 6303 per month if she never used the policy for long term care it would pay a death benefit of 151261 to her beneficiary
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